A tale of crime and police corruption. When former cop and current security expert Jim Holland (Joe Mantegna) has a one night stand with Amanda (Kelly Lynch) he does not realize it's a set up by Amanda and her sister Molly (Naomi Watts), to obtain security codes to the office of his client. The girls and their cohort (Jon Favreau) rob his client and stash the loot but Jim has been following them and ends up stealing all of it. In the process he falls in love with Molly, and when the cops get on the case, things get increasingly confusing.